Hi everyone, Alex Roy here with John L Scott real estate, and I am joined by John Wolf, a lender extraordinaire at Summit Funding at their Portland office. Thank you so much for having me here today, John. Well, thank you so much for coming in. How could I not be happy with those accolades? Yeah, I know this guy is the expert I want to talk to because we want to find out about VA loans today. And what better thing to do than go talk to the expert? So, John, let's start with that. What is a VA loan? Okay, so VA loans are a special class of loans for veterans who served honorably in our military, and a few other examples. Very cool. And so, they get a special deal that's better than conventional loans or FHA loans? Substantially better than any deal anyone gets on an FHA loan and for many people, better than a conventional loan. Now, what sort of options do they have? Is there just one standard VA loan and that's it? So, around the country, that's almost exclusively true. However, in Oregon, they have the option of both the national VA and the Oregon VA. Oh, very cool. So, the national VA, you might have probably heard of it, is fantastic for people who have dinged or bruised credit, and that's fantastic for people who have absolutely no money down. It is the best option in that case. Wait a second, you're telling me someone can have zero money down to buy a house? Nobody could have zero money down, get this, zero money down, even if they're a veteran. Yeah, zero money down, 550 credit score, no problem. It's almost exclusively income-based. That is wonderful. Okay, but that's the federal option. What about the Oregon VA loan? Will they...
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Va lender id lookup Form: What You Should Know
Home builder ID is required to Submit VA Loan Summary Sheets and VA Builder ID Numbers of VA Loan. Veterans United Home Loans | #1 VA Lender for Homebuyers The #1 Veteran and Military Loan provider in the industry. Since 1997 when we first opened our doors, we have been helping Veterans and military families like you get their home loan and homeownership underway. Since your interest is the highest, we focus on helping you get the loan you need so you can pay your mortgage and make a home that can serve your family. We understand that, as a Veteran, you want to own your home. So we invest the time and resources in your loan application, so you don't have to. With Veterans United, the home buying process for veterans, service members and their families is simple, affordable, and secure. No surprises in your home mortgage. No stress. Our commitment to our clients and our commitment to the Veterans and their families is to help each step of the process every step so that we can help ensure that you have the best home loan and homeownership experience possible. Veterans United Home Loans has been approved by the VA for Veterans since 1997, and we can help you with any VA loans and all VA products. Veterans United Home Loans | #1 VA Lender for Homebuyers From our offices in St. Louis or Kansas City or Dallas, VA homebuyers can count on us to assist with the VA home buying process. We believe that all Veterans need help with their homeownership needs, and we are here to help every step of the way. We are a direct solution to VA home loans; we do not accept VA insurance loans or loans from any other lender. Furthermore, we're proud of the help we have provided to Veterans since we were first started. Here are some of the services we can provide you: Submit VA Loan Summary Sheets and VA Builder ID Numbers. VA Loan Summaries and Builder ID numbers are required when applying for VA home loans and when submitting applications. Ask us how we can assist you with your VA home loan application. Veterans United Home Loans | #1 VA Lender for Homebuyers From our offices in St. Louis or Kansas City or Dallas, VA homebuyers can count on us to assist with the VA home buying process.
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